🔒 Secure & Reliable

HappyPay Middleware

Financial Services API Platform

📚 API Documentation 🔑 Login

Utilities Payment

Seamless integration for utility bill payments across Albania.

  • UKEL (Water & Electricity)
  • UKT (Tirana Water)
  • TAKSA BASHKIE (Municipality Tax)
  • VODAFONE (Mobile Recharge)
  • SIGAL Motor Insurance
🛡️

Sanctions Screening

Real-time screening against comprehensive sanctions lists.

  • PEP (Politically Exposed Persons)
  • EU Sanctions Lists
  • Terrorism Watch Lists
  • Fuzzy Name Matching
  • ID/SSN Verification
💰

Topups & Recharges

Manage and track mobile recharge transactions with ease.

  • Real-time Transaction History
  • Date Range Filtering
  • Multi-operator Support
  • Automated Reconciliation
  • Balance Monitoring
📊

Credit Management

Comprehensive credit bureau integration and reporting.

  • Individual & Business Credits
  • Credit History Tracking
  • Risk Classification
  • Automated Reporting
  • Data Import/Export
🔐

API Security

Enterprise-grade security with token-based authentication.

  • Token-based Authentication
  • IP Whitelisting
  • Rate Limiting
  • Permission Management
  • Audit Logging
📈

Analytics & Insights

Powerful analytics and reporting capabilities.

  • Transaction Analytics
  • Performance Metrics
  • Custom Reports
  • Export Capabilities
  • Real-time Dashboards
5+
Utility Providers
99.9%
Uptime SLA
24/7
API Availability
10k+
Daily Transactions

Ready to Get Started?

Access our comprehensive API documentation and start integrating today.

🔗 API Endpoints

Access our REST APIs for seamless integration:

  • /api/utilities - Utility payments and invoices
  • /api/sanctions-list/screen - Sanctions screening
  • /api/topups - Topup transaction history
  • /api/credits - Credit management and history